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Smiles all round as youngsters get mountain rescue treat
A homeless teenager has promised to take part in a sponsored walk for mountain rescuers after she took part in a day of adventure organised by north Wales teams.
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The Cave Rescue Organisation volunteers recognised by The Queen with prestigious Award
The Cave Rescue Organisation from Clapham, North Yorkshire, has been announced as one of 103 UK volunteering groups to win this year’s The Queen’s Award for Voluntary Service, the MBE for volunteer groups.
Glossary
Glossary
The legal terms used in the process of making or updating a Will can be confusing. These are the most common words and phrases.
Beneficiary
Any person or entity (like a charity) who is to receive assets or profits from an
estate in a Will.
Codicil
A written amendment to a person's Will, which must be dated, signed and
witnessed just as a Will would be, and must make some reference to the Will it
amends. It must follow the same legal formalities as the original Will.
Contingent bequest
A gift in your Will that depends upon the occurrence of an event which may or
may not happen is known legally as a contingent bequest. An example is a
bequest to a charity which applies only if other beneficiaries names in the
Will die before the testator (person who made the Will).
Estate
The total sum of your possessions, property and money (minus debts) left after
your death.
Executors
Person(s) appointed by you to make sure the wishes in your Will are administered
after your death.
Intestate
A situation where a person dies without leaving a valid Will. This usually is
voiced as 'died intestate', 'intestate estate', or 'intestate succession'.
Legacy
A bequest or gift left in your Will. It can be in the form of money, property,
stocks and shares or possessions.
Life interest
The right of a beneficiary to benefit from part or all of an estate for their
lifetime
Pecuniary bequest
A gift of a fixed sum of money in your Will.
Probate
The process of proving a Will is valid and confirms the executors' authority to
administer the estate of a dead person in accordance to the terms of the Will.
Residuary bequest
A gift consisting of the residue of an estate after all other conditions of the Will have been met, or part of such residue (meaning that once family and
friends have been provided for) the remainder or a proportion of your estate is
pledged to charity.
Specific bequest
The gift in a Will of a certain article to a certain person(s) or good cause
eg. jewellery, furniture or other possessions.
Testator
A person who has written a Will which is in effect at the time of his/her
death.